I Live in Los Angeles, and ride whenever my job permits. In the free lance world you don't always work in the same location, and some locations are just too far to ride. If the job is within 20 miles its rideable.
Also I wont ride if it rains out here. Thats a death wish. Although last week I got rained on half way to work all I could do was laugh, and pucker up on the down hill. Lol.
Yesterday I felt fear for the first time ridding to work. a big moving truck was scared to pass me, on a downhill right hand bend. he ended up passing me and cutting me off!!